Important Legal Information
By
using this site, you indicate your agreement to the following conditions of use
without any limitation or qualification.
Please read the conditions carefully before using this site. Financial
Consultant Group may at any time revise these terms and conditions by
updating these materials. You are bound
by any such revisions and should therefore regularly visit this page to review
the then terms and conditions to which you are bound.
This
communication is strictly intended for individuals residing in the states of NJ, DC, MD. No offers may be made or accepted from any
resident outside the specific state(s) referenced.
An
insurance agent, registered representative, investment adviser representative,
or registered investment advisor may only transact business in a state if appropriately
licensed or registered. Follow-up,
individualized responses to a person in a state by such a firm or individual
will not be made without first complying with appropriate licensing or
registration requirements.
For
information concerning licensing status or disciplinary history, consumers
should contact their state insurance department or securities law
administrator.
This
website is controlled and operated by Financial
Consultant Group from its office(s) within the state of
Financial Consultant Group offers insurance and related products. Financial
Consultant Group does not offer securities and does not provide investment
advice. Securities are offered through
National Securities Corporation,
The
information contained on this website is not an offer to sell or a solicitation
to buy any security or insurance product.
No security or other insurance product is offered or will be sold in any
jurisdiction in which such offer or solicitation, purchase or sale would be
unlawful under the insurance, securities, or other laws of the
jurisdiction. Some insurance or
securities products (or their underlying funds) may not be available in all
jurisdictions and are generally not available for purchase outside of the
United States of America. In addition,
any mutual funds, variable insurance products, or variable annuity contracts
referred to on this web site may be offered and sold only to persons in the
United States of America. These products
are distributed by National Securities Corporation, whose principal business
address is 1001 Fourth Avenue, Suite 2200, Seattle, WA 98154.
The
materials on this website, www.fcgfinancial.com, are provided “AS IS” and without warranties of
any kind, either expressed or implied, including, but not limited to, implied
warranties of merchantability and fitness for a particular purpose. Financial
Consultant Group does not warrant that the functions contained in the
materials will be uninterrupted or error-free, that defects will be corrected,
or that this website or the server that makes it available are free of viruses
or other harmful components. FINANCIAL CONSULTANT GROUP doe not
warrant or make any representations regarding the use or results of the use of
materials on this website in terms of their correctness, accuracy, reliability,
or otherwise. You (and not FINANCIAL CONSULTANT GROUP) assume the
entire cost of all necessary servicing, repair, or correction. Links to other sites can be accessed through
this site. Such external Internet
addresses contain information created, published, maintained, or otherwise
posted by organizations independent and not under control of FINANCIAL CONSULTANT GROUP. FINANCIAL
CONSULTANT GROUP does not endorse, approve, or certify any information,
product, or service referenced or provided at such addresses. The material on this website is provided for
informational purposes only and is not intended and should not be construed as
legal, tax, or other professional advice.
It is not a substitute for obtaining legal, tax, or other professional
advice from competent, independent adviser in your jurisdiction.
While
FINANCIAL CONSULTANT GROUP uses
reasonable efforts to include accurate and up-to-date information on this
website, errors or omissions may occur. FINANCIAL CONSULTANT GROUP makes no
warranties or representations as to the accuracy of the material on this
website. Under no circumstances,
including, but not limited to, negligence by act or omission, shall FINANCIAL CONSULTANT GROUP or any party
involved in creating, producing, or delivering this website be liable for any
direct, incidental, consequential, indirect, or punitive damages that result
from use of, or the inability to use, the materials on this website, even if FINANCIAL CONSULTANT GROUP or a FINANCIAL CONSULTANT GROUP authorized
representative has been advised of the possibility of such damages. Applicable law may not allow the limitation
or exclusion of liability of incidental or consequential damages, so the above
limitation or exclusion may not apply to you.
In no event shall FINANCIAL
CONSULTANT GROUP’S total liability to you for all damages, losses, and
causes of action exceed the amount paid by you for accessing this website. FINANCIAL
CONSULTANT GROUP assumes no responsibility and shall not be liable for any
damages to, or viruses that may infect, your computer equipment or other
property on account of your access to, use of, or browsing in this website or
your downloading of any materials, data, text, images, video, or audio from
this website.
This
site is owned and operated by FINANCIAL
CONSULTANT GROUP. Permission is
granted to display and navigate around this website with a computer using HTML
browser software, solely for personal, non-commercial use. Any commercial or public use of this website
or any portion hereof is strictly prohibited.
Except as otherwise permitted by FINANCIAL
CONSULTANT GROUP, no materials from www.fcgfinancial.com or any
other website owned, operated, licensed, or controlled by FINANCIAL CONSULTANT GROUP may be copied, reproduced, republished,
uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this
website for non-commercial, personal use only provided you also retain all
copyright and proprietary notices contained on materials. You may not distribute, modify, transmit,
reuse, repost, or use the content of this website for public or commercial
purposes, including the text, images, audio, and video, without FINANCIAL CONSULTANT GROUP’s written permission. FINANCIAL
CONSULTANT GROUP neither warrants nor represents that your use of materials
displayed on this website will not infringe rights of third parties not owned
by or affiliated with FINANCIAL
CONSULTANT GROUP.
Images
displayed on this website are either the property of, or used with permission
by, FINANCIAL CONSULTANT GROUP. The use of these images by you, or anyone
else authorized by you, is prohibited unless specifically permitted
herein. Any unauthorized use of the
images may violate copyright laws, trademark laws, the laws of privacy and
publicity, and communications regulations and statutes. All trademarks, service marks, trade
Financial Consultant Groups, logos, and icons used by FINANCIAL CONSULTANT GROUP or any FINANCIAL CONSULTANT GROUP affiliated company are proprietary to FINANCIAL CONSULTANT GROUP. Nothing contained on the website should be
construed as granting, by implication, estoppel, or otherwise, any license or
right to use any trade mark or service mark displayed on this website without
the written permission of FINANCIAL CONSULTANT GROUP or such third party that
may own the trademarks or service marks displayed on this website. Your use of the trademarks or service marks
displayed on this website, or any other content on this website, except as
provided herein, or any other content on this website, except as provided
herein, is strictly prohibited. Inquiries
concerning use of FINANCIAL CONSULTANT
GROUP trademarks, service marks, trade Financial Consultant Groups, logos,
icons, copyrights, or other intellectual property should be addressed to FINANCIAL CONSULTANT GROUP, ADDRESS,
All
trademarks, service marks, trade Financial Consultant Groups and logos used by FINANCIAL CONSULTANT GROUP or its
subsidiaries are registered trademarks or service marks of FINANCIAL CONSULTANT GROUP.
We are very protective of our trademarks and service marks. All use of these marks must be with our
permission. We will file appropriate
legal actions to enjoin the unauthorized use of these marks. Under the law, we may be entitled to collect
your profits, our actual damages, and, perhaps, even our attorneys’ fees. We thank you for your cooperation.
FINANCIAL CONSULTANT GROUP shall exercise reasonable precautions to
maintain the confidentiality of all information provided by you in connection
with accessing this site. Because such information
can be accessed through the Internet, no assurance can be given to you that
this information will remain secure. FINANCIAL CONSULTANT GROUP may, at
times, disclose such information to its employees, representatives, officers,
agents, or affiliates, as well as any government entity, in the conduct of its
business, in order to comply with applicable rules, orders, subpoenas, or other
legal processes, or in order to provide information to any government agency or
official requesting such information, or for any other legitimate business
purpose. This site does not collect
personally identifying information about individuals except when specifically
and knowingly provided by such individuals.